CT, MA & RI Medicaid Eligibility  

Connecticut, Massachusetts & Rhode Island Medicaid Eligibility

ELIGIBLE PERSONS

• Individuals age 65 or older
• Disabled individuals between the ages of 18 and 65
• Blind Individuals

NON-FINANCIAL REQUIREMENTS

• U.S. Citizen or an eligible non-citizen
• Resident of Connecticut, Massachusetts or Rhode Island

FINANCIAL ELIGIBILITY

Asset Limits:

Aged, Blind and Disabled

Single Person:  CT – $1,600 Couple $3,200 (if husband and wife are in a nursing home), MA – $2,000 Individual, $3,000 Couple, RI – $4,000 Individual  $8,000 Couple

Married Couple: CT & RI – $21,912 to  $109,560, MA $109,560 (with one spouse still living at home)

AN ATTORNEY SHOULD BE CONSULTED FOR ANY OF THE FOLLOWING CONDITIONS

SPEND DOWN

If assets are in excess of eligibility limits then the applicant will need to “Spend Down” their assets to be eligible. Nursing home private pay charges are included in the “Spend Down”.

EXCLUDED ASSETS

Home Property

Home property is excluded in the Medicaid program if there is a community spouse. Home property includes the dwelling and the surrounding property.

Non-Home Property

Non-home property is excluded for as long as the individual is making a bona fide effort to sell the property.

LIFE INSURANCE

The cash surrender value of life insurance is excluded if the face value of all such policies is less than $1,500. If the face value exceeds $1,500, the cash surrender value of the policy is counted toward the asset limit. Term insurance is not counted.

Other items, if applicable, shoud involve consultation with an attorney.

These might include, Transfer of Assets, Motor Vehicles and Burial Funds.